IF YOU DON’T HAVE A LAST WILL & TESTAMENT, YOU SHOULD!

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IF YOU DON’T HAVE A LAST WILL & TESTAMENT, YOU SHOULD!

 

No one particularly enjoys discussing death. The topic can be intimidating and even depressing to some degree. A recent caring.com poll indicates that only 4 out of every 10 Americans has estate planning documents in place. The percentage is even lower for Americans with minor children, as the poll indicates that only 36% in that category have estate-planning documents.

If you pass away without a Last Will, your heirs at law will naturally take over your assets according to a pre specified chart in the Tennessee Code Annotated. This distribution may not match your exact wishes. The importance of having a Last Will in place will allow you to direct who is to receive certain assets of yours at the time of your passing.

For those with minor children, having a Last Will is of the greatest importance. By having this document in place, you can nominate you will become the guardian of your children should that need arise. Without having a Last Will in place, a Judge will decide who will become the guardian of your children.

Along with being an uncomfortable topic, I also assume that some level of procrastination is to blame for those without a Last Will. It is natural to believe that we don’t need a Last Will until we are “old”, however, we truly don’t know when our expiration date will occur.

Another possible reason for a lack of having a Last Will is the misconception that it will be “expensive”. For most people, the cost of basic estate planning documents is relatively inexpensive.

I encourage you to contact the attorneys of Parkerson | Santel, PLLC at (615) 956-7938, to begin the “uncomfortable talk”, and allow us to walk you through the estate planning documents that fit your needs.

2018-02-14T21:54:43+00:00